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WHAT FACTORS DO YOU CONSIDER WHEN YOU BUY BUSINESS INSURANCE?

  • Most Business Owners and Contractors want comprehensive and reasonably priced coverage combined with reliable claim service. If these items are important to you, you owe yourself a few moments to look at what we have to offer.
  • We are an independent agency representing over 50 A+ Rated Companies, along with Specialty Programs for all types of construction, contractors, restaurants, grocery stores, transportation, etc. just to name a few. So know matter what type of business you own, Dan Burghardt Insurance can help. These programs are tailored for the unique needs for small and large corporations at a cost you can afford. Avoid countless hours of shopping around. Let Dan Burghardt same you time and money by finding you the best rates and coverage available.
  • General Liability
  • Contractor & Sub Liability
  • Worker’s Compensation
  • Commercial Auto
  • Builder’s Risk
  • Professional Liability
  • Commercial Property
  • Business Interruption
  • Flood (Building & Contents)
  • Commercial Umbrella
  • Special Events
  • Special Multi-Peril Packages
  • Professional Liability (Architects)
  • Performance and Fidelity Bonds
  • Inland Marine
  • Business Owner Packages
  • Employment Practice Liability
  • Equipment Coverage
  • In-Home Business
  • Inventory Coverage
  • Product Liability
  • Sports & Entertainment

WHY USE A DAN BURGHARDT AGENCY COMMERCIAL SPECIALIST?

  • Is your business too new or too small to be considered by some insurance agencies and companies? At Dan Burghardt Insurance we welcome all inquiries. We specialize in helping new and small businesses. (See below for our start-up checklist).
  • If you’re like most business owners, you probably don’t have time to make dozens of calls, so you count on the same agent every year, but does he take the time to shop several agents looking for the best price?
  • Approximately half of all commercial insurance renewals can be shopped to both lower rates and avoid substantial rate increases. Ask about your renewal at least sixty (60) days in advance, so if you’re not happy, you will have time to shop and compare.
  • Why have multiple agents handling your commercial insurance needs when you can have it all with one agent, including your group health, disability, dental and life?
    TO REQUEST QUOTE INFORMATION ON ANY OF OUR PRODUCTS, CONTACT OUR COMMERCIAL DEPARTMENTS AT 504-441-RATE(7283) OR FILL OUT OUR QUOTE REQUEST FORM.

Attention NEW BUSINESS START UPS: NEED HELP?

The U.S. Small Business Administration reports a whopping 80% of all new businesses fail within the first two (2) years. Do small business owners plan to fail, or do they just fail to plan? To be successful you have to employ strategies and innovations to keep you above the competition and have definite financial goals and expectations.
SCORE -FREE Counselors to Americans’ Small Business (SBA)
FREE Online live assistance to business questions from A to Z
www.score.org
http://www.score.org/learning_center.html

QUICK REFERENCE CHECK LIST FOR NEW BUSINESS:

1. Licenses and Applications

  • Obtain Federal Tax ID Number
  • Obtain State Tax ID Number
  • Create an Entity (C or S Corporation, LLC, Partnership, etc.
  • Obtain Parish Occupation License
  • Obtain State & Parish Sales Tax License
  • Trademark your Logo & Trade Name

2. Insurance Requirements

  • Business Liability
  • Commercial Auto (if needed)
  • Worker’s Compensation
  • Health, Dental & Disability
  • Do you have a retirement plan?

3. Planning Success

  • Create a Business Plan
  • Create a Budget
  • Advertising? Referrals? Marketing?
  • Website
  • Join Chamber of Commerce
  • Networking
  • Better Business Bureau (optional)

4. Accounting

  • Open Business Checking Account
  • Accounting Software
  • Consult CPA for Bookkeeping & Tax Strategy
  • Acquire Business Credit Card (Optional)

WHERE CAN YOU GO TO GET COMPARATIVE QUOTES FROM MANY LEADING COMPANIES AS QUICKLY AS POSSIBLE?

Dan Burghardt shops dozens of insurance companies for the lowest price available to satisfy your needs and budget. One call, One Agency, representing over 50 A+ Rated Companies. Why have multiple agents handling your insurance needs? For commitment, professionalism, stability and integrity, please take a few moments to complete our commercial quote request and we will respond immediately, or you can call us directly at (504) 441-RATE(7283).

Click here for a Short List Version of Commercial GLOSSARY

FOR MORE INFORMATION ON WORKER’S COMPENSATION GO TO: www.lwcc.com