Large companies employ full-time risk managers to keep their risk taking to a minimum. But chances are that as a small- business operator, you are your company's risk manager, along with its personnel director, office manager and possibly the entire staff all rolled into one. While juggling all the jobs that need to get done to make your firm a smooth-running and profitable operation, you may already be asking yourself, "Who has time to think about insurance?" You do! Keeping risks and losses to a minimum is a cornerstone of business success, especially for small businesses. Take a few minutes now to check your risk factors, find out your insurance needs and learn the many options available to you. What types of property do I need to insure? Your business may not possess all the following types of property, but you can use this list to make sure that you have considered all the property categories and any insurance coverage that may be warranted: Buildings And Other Structures (Owned Or Leased) Furniture, Equipment And Supplies Inventory Money And Securities Records Of Accounts Receivable Improvements And Betterments You Made To The Premises Machinery Boilers Data Processing Equipment And Media (Including Computers) Valuable Papers, Books And Documents Mobile Property Such As Automobiles, Trucks And Construction Equipment Satellite Dishes Signs, Fences And Other Outdoor Property Not Attached To A Building Intangible Property (Good Will, Trademarks, Etc.) Leased Equipment Property Insurance just scratches the surface of the types of insurance available to business owners. We also offer the following coverages: Employee Benefits Environmental Liability Umbrella Liability General Liability Professional Liability Garage Liability Fidelity & Crime Plate Glass Coverage Worker's Compensation Commercial Liability Insurance Earthquake, Flood Damage, Building Collapse, and Extended Perils Coverage, Commercial Automobile, Commercial Marine Contract Security, And much more… |
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